Terms & Conditions Apply

  • Salary Assignment must go through Orco Bank to enjoy campaign benefits. 
  • Buy Now, Pay Later. Interest will accrue in the first two months and will be added to the loan. 
  • Buy Now, Pay Later. First monthly installment will take place on the third month. 
  • Existing customers who refinance a home, qualify for attractive interest rates when refinancing for a minimum of ANG 25,000.00. 
  • In case of a loan take-over (from other banks) a penalty clause of 6 months is to be included in the loan. 
  • Mortgage application in Bonaire is subject to ‘AFM' maximum lending calculation model. 
Requirements
For a smooth application process, please have the following documents at hand for your appointment with us.
  • Appraisal Report of the Property (or the to be constructed property)
  • Valid ID (all borrowers).
  • 2 latest Salary Slips
  • 3 latest Bank Statements (non-Orco Bank customer)
  • Purchase Agreement (plot or dwelling)
  • Cost breakdown in case of a construction
  • Employment Letter (not older than 3 weeks)
  • Latest Financials (if borrower is self-employed)
  • Overview of Monthly Obligations (facilities)